DIY or no DIY that is the question!

With everything currently going on in my life, money issues are a great worry and I am now looking to the future and ways to finance decorating my house exactly how I would like it or maybe even a newer, more reliable car. A loan, though unchartered territory, seems to be the best option for me at the moment.

I find myself looking around my house and noticing new things to change or fix on a daily basis. Whether it be completely decorating my bedroom with new wallpaper, a new carpet and accessories to match or a brand new sofa, I realise how much work I have to do! With just myself and Liv in the house now it is definitely time to put our stamp on our shell and make it a pretty bachelorette house! I am sure my friends would be willing to come to a decorating party with wine and pizza on offer, so I know DIY help is on hand!

On one shoulder I have the “materialistic Me” and the other I have the “practical Me”. I am certainly torn between what I would like and what I actually need and spending money on a newer car, with a smaller engine size would be a better move economically for me – albeit very boring. Cars are an item that constantly chip away at your bank balance whether simply filling with petrol/diesel or the need for a new tyre completely taking you off guard. A newer, smaller car with lower road tax would surely give me peace of mind and hopefully be kinder to my bank balance.

One thing I do know is it would most likely be cheaper for me to get a new car as I have grand plans for the house and am sure it will be a live in project for a long time! So I’ll definitely be sitting down to figure the exact amount I would need to borrow for a loan. In the meantime I must ensure I stay away from ALL home improvement magazines as they will only give me further ideas!

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2 thoughts on “DIY or no DIY that is the question!

  1. I am in the same boat with the DIY stuff right now. What I want vs. what I can afford. I wish you good luck with yours and hope it turns out beautiful.

  2. Like the move to small car idea. That will definitely lower your flow of cash. You will get some collected over a period of time. Good Luck

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