Home Lifestyle Is Buying A House Really Right For You?

Is Buying A House Really Right For You?

by S1m
Is Buying A House Really Right For You?

Most of us grow up with a pretty rigid idea of what success looks like. Doing well at school leads to doing well at university which leads to doing well at work which leads to earning money which leads to buying a house which leads to getting married etc. And yet, it’s rare that many people stop and actually examine whether any of these stops are right for them. Buying a house is one of the most significant of these. Most people have this idea that buying a house is something that they have to do, even if they’re not sure why. With that in mind, here are some reasons why buying a house might not be the right choice for you.


Here’s the biggest advert against buying a house that you’re ever going to see: it’s hard. Buying a house is not an easy thing to do, especially in the modern era. For a long time, buying a house was something pretty much any working person had the option to do, but that’s simply not the case anymore. Mortgages are harder to get and you’re far less likely to get a great deal on any money you borrow. If you talk to letting agents then you’ll find that renting a home is a far easier road to finding a place that you love without having to wade through mountains of legal jargon and paperwork. Sure, renting can have its own complications too, but they’re nothing compared to the process of trying to buy a house.    

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The other major factor that most people end up having to come to terms with is just how much it’s going to cost to buy a house. Sure, you’ll be taking out a mortgage to pay for a lot of it, but you’ve still got to gather the money together to put down a deposit on it. There was a time when the deposit only needed to be a tiny fraction of the total cost but those days are over. If you want to be able to buy a house, you’d better be ready to start saving.


Of course, one of the things that a lot of people forget is that buying a house can have a big impact on how you live your life. If you buy a house, that’s a major, potentially lifelong, commitment. After all, selling and buying houses is a deeply complicated process and not something that a lot of people want to deal with. If you’re renting then you just need to find a new place and wait until the end of your lease, which is as little as a few months.

Now, none of this is to say that there is anything wrong with buying a house or that it’s something that you shouldn’t do if you really want to. After all, the point is that it’s your life and you should be able to live it however you see fit. That being said, it’s always worth taking the time to really think about what it is that you want. Do you really want to buy a house or is that just the next up in the line of things that you’ve been told that you’re supposed to have?

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