This year has definitely taken its toll on finances and with belts tightening more than normal, it may well be difficult to muster up any enthusiam for Christmas. The thought of having to buy gifts may be casuing untold stress, however there are many ways that you and your loved ones can celebrate the festive season without the need for breaking the bank and sleepless nights.
How To Celebrate Christmas On A Budget
If you haven’t already, going through your finances and setting a realistic budget of what you can spend over Christmas and sticking to it, will help keep you on track. Unsure of where to start? Then why not use a handy online budget planning calculator to help you keep track of the numbers. It will also hold you accountable if you feel like having a splurge on an unexpected gift at any point! If you are considering applying for a credit card to help, Forbes have featured a great article on points to remember!
With certain restrictions in place which seem to change on a weekly basis, it maybe somewhat harder to have family members over for the annual Christmas dinner this year. Whilst it is a heartbreaking decision not to have family over on Christmas Day, hosting less people means less cooking and less money spent… leading to less stress caused. Social gatherings are going to be more difficult this year, however make good use of technology by having a Zoom or Skype Christmas meal. It’s a novel concept but allows everyone to enjoy their own Christmas food but together at the same time!
Making gifts is such a fabulous idea and actually shows more thought and effort than shop bought gifts. Homemade gifts are special for many reasons and can be super useful! Whether you choose to gift crochet blankets, homemade candles or even homemade Christmas cookies. The choices are limitless as to what you can make, with crafting given you the option to learn new skills! Crafting is also a relaxing way to take time off what is going on outside!
However you choose to celebrate the festive season this year, relax, enjoy the day and most importantly, stay safe!
A collaborative post